Terms of Use

Please read the following terms of use (“Terms of Use”) before using www.peartreefinserv.com (the “Website”). By accessing and using the Website, you agree to be bound by all the Terms of Use set forth herein. If you do not agree with these Terms of Use, your sole recourse is to leave the Website immediately. A copy of these Terms of Use may be downloaded, saved and printed for your reference.

Ownership / Restrictions on use

The Website is owned and operated by PearTree Financial Services Ltd. (“PearTree”, “we”, “us”, “our”). Any and all content, data, graphics, photographs, images, audio, video, software, trademarks, service marks, trade names and other information (collectively, the “Content”) contained in this Website are proprietary to PearTree, its affiliates and/or third-party licensors. The Content is protected by Canadian and international intellectual property laws.

Except as set forth herein, you may not modify, copy, reproduce, publish, post, transmit, distribute, display, perform, create derivative works from, transfer or sell any Content without the express prior written consent of PearTree. You may download, print and reproduce the Content for your own informational purposes provided you agree to maintain any and all copyright or other proprietary notices contained in such Content, and that you cite the URL Source of such Content. Reproduction of multiple copies of the Content, in whole or in part, for resale or distribution is strictly prohibited except with the prior written permission of PearTree. To obtain written consent for such reproduction, please contact us at info@peartreefinserv.com.

Linking

The Website might offer you links to other sites on the Internet that are owned and operated by third parties and therefore not affiliated with us. Please understand that such linked websites are independent from PearTree and that PearTree has no control over the content of such websites. Consequently, PearTree cannot be held liable and makes no warranty or representation whatsoever as to the accuracy, timeliness and/or completeness of the information contained on such websites.

The links which we might place on our Website do not imply that we sponsor, endorse or are affiliated or associated with, or have been legally authorized to use any trade-mark, trade name, service mark, design, logo, symbol or other copyrighted materials displayed on or accessible through such sites.

No Advice

The Content contained on this Website is for general informational and educational purposes only and is subject to change without notice. This Website is not intended to provide specific

individual advice including, without limitation, investment, financial, legal, accounting or tax. Please contact your own professional advisor on your specific situation.

Securities Law

This Website does not constitute an offer to sell or solicitation to purchase securities of any flow-through share issuer or any issuer in the natural resource sector.

PearTree arranges flow through share donations, but does not engage in securities trading or advisory services nor is it registered as a securities advisor or dealer. PearTree will enter into referral or other service arrangements for the provision of services involved in your gifting arrangement that are required to be performed by a registered dealer.

Disclaimer / Limitation of Liability

Although we strive to update and keep accurate as much as possible the Content contained on the Website, errors and/or omissions may occur.

Accordingly, this website, including the content and services provided herein, is being provided on an “as is” basis and without warranties of any kind, either express or implied. PearTree disclaims all warranties, express or implied, including, but not limited to, implied warranties and conditions of merchantability fitness for a particular purpose, and non-infringement. PearTree does not warrant that the functions on the website will be uninterrupted, error-free or free of viruses or other harmful components.

In no event shall PearTree be liable for any direct, indirect, incidental, special, or consequential damages that result from or in connection with the use of, or the inability to use, the website or any content or services, even if PearTree has been advised of the possibility of such damages. Applicable law may not allow the limitation or exclusion of liability for incidental or consequential damages, so the above limitation or exclusion may not apply to you.

Indemnity

You agree to indemnify and hold harmless PearTree, its affiliates, members, officers, employees, agents, and licensors from and against any and all losses, expenses, damages, claims, fines, penalties, costs and liabilities (including reasonable legal and accounting fees), resulting from your use of this Website, connection thereto, or any alleged violation by you of these Terms of Use.

Privacy

PearTree respects your right to privacy of your personal information. Please review our Privacy Policy for details on the manner in which we collect, use, disclose and otherwise manage your personal information.

Changes and Termination

PearTree reserves the right at any time and from time to time to modify or discontinue, temporarily or permanently, the Website (or any part thereof) with or without notice. Further, PearTree reserves the right to change these Terms of Use at any time and to notify you by posting an updated version of the Terms of Use on this Website. You are responsible for regularly reviewing the Terms of Use, including, without limitation, by checking the date of “Last Update” at the top of this document. Continued use of the Website after any such changes shall constitute your consent to be bound by such changes, with continued provision of the use of the Website constituting consideration from PearTree to you for so being bound. Your only right with respect to any dissatisfaction with (1) these Terms of Use (2) any policy or practice of ours in operating the Website or (3) any Content available through the Website, is to stop visiting and using the Website.

Trademarks

PearTree, the PearTree logo and “Where Finance Meets Philanthropy” are trademarks of PearTree. Other marks, graphics, typefaces, trademarks and logos appearing on the Website are trademarks or trade dress of PearTree. All other trademarks appearing on the Website are property of their respective owners. Our trademarks and trade dress may not be used in any manner for any purpose without our express written consent.

Applicable Laws

These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario and of the laws of Canada applicable therein, and any dispute is to be submitted to a court of competent jurisdiction in the judicial district of Toronto, Province of Ontario. If any provision of the present Terms of Use shall be unlawful, void, or for any reason unenforceable, then such provision shall be severable from these Terms of Use and shall not affect the validity and enforceability of any remaining provisions.

These Terms of Use and any and all other legal notices or statements posted on the Website constitute the entire agreement between you and PearTree with respect to the use of the Website, including the Content. The failure of PearTree to exercise or enforce any right or provision of these Terms of Use shall not constitute a waiver of such right or provision.

Notice

Notices to you may be made via e-mail or regular mail, or in cases of changes to these Terms of Use or to the services offered by the Website, by posting notices or links to such notices on the Website itself.

If you have any questions or comments regarding these Terms of Use please contact us at info@peartreefinserv.com.

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